Perhaps you have been on the road out and about in your car and all of a sudden realised you might have left your mobile someplace, perhaps miles and miles away? You thought it was with you, in fact it’s a long way away where you left it on a cafe table.

There isn’t very much that can be done in these situations except pray that the person who discovers it will do the proper thing. If they do not, it’ll be down to your phone insurance carrier to help you out of this unfortunate predicament, if you had insurance in place in the first instance that is.

iPhone insurance

There is a brand new answer to this predicament though, it’s available in the shape of a clever little product known as the Bringrr. This really is a brilliant little Wireless bluetooth device which fits into your car cigar lighter. You just leave it there constantly, when you turn the key to begin your engine the bringrr performs a quick check to find out if you have your phone with you.

Basically it is paired with your cell phone, so the bringrr can tell if your mobile is linked to it, if it is you’ll get a happy audio sound, if it is not attached you’re going to get a much more intense audio alert, that implies maybe you have left your cell phone behind. This could be a tool that could appeal to insurance companies to give to their clientele who own higher end devices, like the iPhone, as it might decrease the volume of claims for loss and theft, saving a large amount of capital annually.

You might wonder why I included savings from loss and thievery, as opposed to just loss. Now this is rather simple, many insurance firms will not pay for loss in their plans, so customers declare their devices have been stolen when in fact they were actually lost, they do this to try and make sure that that the insurance underwriter foots the bill rather than themselves.

A number of people don’t appreciate that this is in fact insurance fraud and could land them with a criminal conviction. For additional info on the Bringrr Bluetooth gadget, search youtube for Bringrr and watch the video clips which demonstrate just how this system operates.

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